Your Pets

Pet insurance works similarly to health insurance for people, covering unexpected injuries and illnesses that your pet may experience. As long as your pet remains insured and eligible for accident and illness coverage, the policy will continue to provide the specified level of coverage. Pet insurance works on a reimbursement basis, where you pay the vet upfront and then file a claim for eligible expenses.

Virseker's pet insurance offers 5 plans to suit your budget and your pet's needs. Coverage starts from as little as R100 pm and is product and risk profile dependent.

Accidents Only: This type of insurance covers accidents and injuries that occur to your pet. It does not cover illnesses or other medical conditions.

Hospital: This type of insurance coverage will help you pay for larger vet bills if your pet is hospitalized due to an accident or illness.

Accident and Illness: This type of insurance covers both accidents and illnesses that occur to your pet. It is the most comprehensive coverage option and usually also includes routine care coverage.

Yes, 100%! We offer multi-pet discounts, if you insure more than one pet. Multi-pet discount is 10% for 2 pets or 15% for 3 or more pets. (Pets must be on the same plan to benefit from the discount)

Pet insurance works similarly to medical insurance, but for pets. It helps cover veterinary costs for unexpected illnesses or injuries. While there are similarities, there are important differences between pet insurance and human health insurance. Pet insurance usually reimburses you after you pay the vet, while human health insurance often pays the provider directly. Veterinarians often recommend pet insurance as it can help offset high vet bills, especially for treatments such as cancer or surgery. It is worth considering pet insurance to effectively manage unexpected veterinary expenses

No waiting period for accidents (including accidental death under Dignified End),

30-day waiting period for illness, Wellness, Minor Care, Diagnostics and 3rd Party claims.

6-month waiting period for death due to natural causes (old age) under Dignified End.

12-month waiting period (on Feather Light, Hospital Hare, Cat's Whisker and Showy Peacock Plans) for congenital/hereditary conditions.

Pre-existing conditions are excluded on all plans.

For the first 12 months of coverage on the Feather-light, Hospital-haas, Kat-se-Snor and Pronk-Pou plans, the following are excluded: hip dysplasia, elbow dysplasia, dislocation of the patella (kneecap), entropion, ectropion, cherry eye, cruciate ligament rupture, brachycephalic conditions in flat-faced breeds and Intervertebral Disc Disease (IVDD) in long-bodied breeds.

Total exclusion of congenital/hereditary conditions on the Unfortunate Plan.