Comprehensive Car Insurance

The product protects your car from bumper to bumper against theft, accident damage and natural disasters.

Included in your coverage

Comprehensive insurance for your car is the most complete insurance option. It provides coverage if your car is stolen, if your car and/or someone else’s belongings are damaged in an accident, or if natural disasters such as fire, hail damage or falling trees strike you.

Accidental + malicious damage

Theft and hijacking

Storms, floods, earthquakes and snow damage

Hail damage

Fire damage

Third-party cover up to R20m

Radio

Windshield + glass damage

Emergency assistance included in your Comprehensive Motor Insurance policy

Roadside assistance

If you find yourself in a roadside emergency, you can press our button. This assistance is to your rescue should your car break down on the side of the road, you run out of fuel or struggle with a flat tire or battery.

Home assistance

Accidents in and around your home can strike unexpectedly. But rest assured: we will cover the call-out fee and the first hour of labor for the services of plumbers, electricians, window fitters and locksmiths. We also have a database of builders, garden services, painters, etc. to whom we can refer you.

Regsbystand

Being on the receiving end (or even the handing out) of legal action is not a pleasant experience. Surely Virs takes the sting out of it by offering you telephone legal and tax advice, for those times when you need someone who not only speaks your language, but also understands your situation.

Traumabystand

Medical Assistance

In a medical crisis, you need the best medical advice to help someone, or even save a life. Because we understand this, we give you 24-hour access to telephone medical assistance, roadside assistance in the event of an accident, transportation of life-saving medication, etc.

Roadside assistance

Virseker is 100% proudly Afrikaans and where possible we also try to support other Afrikaans businesses, but to ensure we assist you as quickly as possible in times of need, we sometimes use English third-party service providers.

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Optional extras

Car rental

A rental car can be added to your coverage so that we can arrange a set of loaner wheels for you while your car is being repaired.

Hood cover

Coverage for the hood of your car can be added to your policy.

Sound system

Coverage for your car's sound system can be added to your policy.

Wheel and tire protection

Potholes are simply inevitable, and new tires and rims cost a lot – that's why it's important to cover them with our Wheel and Tire Protection product.

Warranty repairer

Problems are just waiting for your warranty to expire. That's why Virseker offers you an extended warranty for your car, new or used. It kicks in as soon as your existing warranty expires.

Paint and Dip Refinisher

If you've ever parked at a shopping mall, you'll know that scratches and dents on your car's bodywork can appear out of nowhere. Virseker's Paint and Dent Repair will enable you to keep your vehicle in excellent condition.

BetterCar

Time doesn't stand still, and you don't have to be left behind when your car is written off. If you add BeterKar to your policy, we will either pay out or have your car replaced, depending on availability, with a similar model, but one year newer than the car that was written off.

Punch Bag Bonus

If you remain claim-free for 4 consecutive years, you are entitled to a payout of 25% of these 4 years' premiums or your first year's premiums.

Click here now

for Comprehensive Car Insurance that pays 100% of your valid claims!

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Credentials

“The claim process was very easy and quick to do. The processing of the claim was even quicker and it was explained professionally and friendly. I was quite surprised at how fast the whole process was. Would definitely recommend Virseker to anyone looking for new insurance.”

Henk K

“Very good service after my car was written off they paid my full amount at the bank and I still got my money back best insurance will insure with you again.”

Charlotte C

“I was in an accident this morning and received the most amazing service from them within 10 minutes, we had the authorization number for the towing and even reporting the claim to Anthony was amazing, he even made me laugh while I was crying. Keep up the good work.”

Comprehensive Car Insurance

Included in your coverage

Accidental + malicious damage

Theft and hijacking

Storms, floods, earthquakes and snow damage

Hail damage

Fire damage

Third-party cover up to R20m

Radio

Windshield + glass damage

Emergency assistance included in your Comprehensive Motor Insurance policy

Roadside assistance

Home assistance

Regsbystand

Traumabystand

Medical Assistance

Optional extras

Car rental

Hood cover

Sound system

Wheel and tire protection

Warranty repairer

Paint and Dip Refinisher

BetterCar

Punch Bag Bonus

Click here now

for Comprehensive Car Insurance that pays 100% of your valid claims!

Credentials

Frequently Asked Questions

What is Comprehensive Car Insurance?

Is Comprehensive Car Insurance Mandatory?

Why should I get Comprehensive Car Insurance?

When is the right time to insure your car Comprehensively?